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@Quick

Deprecated payment method

Note that @Quick is outdated since July 31, 2017.
Thus it is no longer supported by Wirecard.

General information

@Quick is an electronic and popular purse system available on Austrian bank cards to allow small purchases to be made without cash. The system, which was introduced in Austria in 1996, is aimed at small retailers and is intended for purchases of less than EUR 400,00.

At ATMs, an amount of up to EUR 400,00 can be transferred for free to the @Quick chip, either on a standalone smart card, or contained in the bank card. Currently the scheme is operated by SIX Payment Services and most of the Maestro cards in use contain @Quick support, while new ones are not issued without this function. When paying online, the amount is simply deducted from the @Quick chip, without any need to provide a PIN code or signature.

Please visit Quick for further information and details.

Advantages for merchants

  • Payment guarantee for merchants.
  • Fast processing of payments allows to ship goods instantly.
  • The amounts are generally credited to merchants' account immediately.

Advantages for consumers

  • No sensitive payment data are disclosed.
  • Consumer remains anonymous.

Process description

  • In order to be able to pay with @Quick a special software and chip card reader are required. Generally, this software is automatically installed during the first payment process carried out with @Quick. For more details click @Quick Software.
  • Consumer to the online shop selects @Quick among the payment methods offered on the payment page.
  • The amount to be paid is displayed.
  • Consumer inserts the card into the chip card reader and confirms the payment.
  • The amount is automatically deducted from the @Quick chip. There is no need to enter a PIN or sign a receipt.

Order flow diagram

For a visual representation of the order flow behavior and associated transaction-based operations of this payment method we invite you to have a look at the respective order flow diagram.

Optional request parameters

The optional request parameters customerStatement and orderReference are more restricted with regard to their length and allowed characters than are other general request parameters.

Parameter Data type Short description
customerStatement ASCII with a variable length of up to 254 characters. Text displayed on bank statement issued to your consumer by the financial service provider.
orderReference ASCII with a variable length of up to 128 characters. Unique order reference ID sent from merchant to financial institution.

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