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eKonto

Note that eKonto has become outdated and is no longer supported by Wirecard as of 2018-06-26.

General information

eKonto is a well-established online payment service available in the Czech Republic offered by Raiffeisen Bank, a member of the Austrian Raiffeisen Group. Consumers need to have a bank account with Raiffeisen Bank or eBanka to use this service.

Consumers to the online shop select eKonto as payment method and are redirected to a secure checkout page. They log in using their personal online bank security details. After a successful login, a form will open containing all relevant details of the purchase as well as the automatically uploaded shopping basket contents from the online shop. All the consumer needs to do is authorize the transaction using a TAN (transaction authentication code). If there are insufficient funds available on the consumer's account, the transaction will be refused. Merchants receive confirmation of the transfer order in real time and may dispatch the goods instantly.

Please visit eKonto for further information and details.

Advantages for merchants

  • Payment confirmation received in real time.
  • Goods and services may be delivered instantly.

Advantages for consumers

  • Secure payment method thanks to using consumer's familiar online banking system.
  • Regularly announced the best and cheapest account in the Czech Republic.
  • Received highest award for internet banking in the Gold Crown competition.

We strongly recommend that you use the functionality of the pendingUrl for this payment method.

Order flow diagram

For a visual representation of the order flow behavior and associated transaction-based operations of this payment method we invite you to have a look at the respective order flow diagram.

Optional request parameters

The optional request parameters customerStatement and orderReference are more restricted with regard to their length and allowed characters than are other general request parameters.

Parameter Data type Short description
customerStatement ASCII with a variable length of up to 115 characters. Text displayed on bank statement issued to your consumer by the financial service provider.
orderReference Allows for exactly 10 characters and may consist only of the following characters: A-Za-z0-9+?/-:().,' Unique order reference ID sent from merchant to financial institution.

FAQ

Which currencies may I use for this payment method?

You may use Czech koruna (CZK), United States dollar (USD), pound sterling (GBP), Canadian dollar (CAD), Swiss franc (CHF), Japanese yen (JPY), Polish złoty (PLN), Hungarian forint (HUF), Euro (EUR).


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