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Collecting and Processing Models

Wirecard offers two different models when it comes to concluding contracts with financial service providers for the payment methods you offer in your online shop.

Collecting model

For this model only one contract needs to be concluded with Wirecard Bank which acts as your acquirer and consolidates all payment flows to one bank account. I.e. this model allows you to collect payments from various payment methods to one single bank account.

The collecting model ensures a safe processing of your transactions while at the same time offering a convenient and clear overview of all of your online payment flows. For further information and details please contact our sales teams.

Processing model

When using the processing model, an acceptance contract has to be concluded with the relevant financial service providers for each payment method you offer in your online shop.

Some payment methods might even have specific regulations as to the country in which the account for receiving the funds has to be opened. For further information and details please contact our sales teams.

Collecting and processing models by payment method

The following table contains an overview of all payment methods and the relevant model(s) they support.

Payment method Collecting model Processing model
Cards
Credit Card yes yes
Credit Card - Mail Order and Telephone Order yes yes
Maestro SecureCode yes yes
Masterpass yes yes
Banking
Bancontact yes no
eps-Ɯberweisung yes yes
giropay yes yes
iDEAL yes yes
POLi yes no
Przelewy24 yes no
Sofort. yes yes
TatraPay no yes
Trustly yes no
Alternative payments
ePay.bg no yes
Installment: payolution no yes
Installment: RatePAY no yes
Invoice: payolution no yes
Invoice: RatePAY no yes
Invoice by Wirecard yes no
moneta.ru yes yes
PayPal no yes
paysafecard no yes
Skrill Digital Wallet no yes
Direct debit
SEPA Direct Debit yes yes
Mobile payments
paybox no yes
Payment method Collecting model Processing model

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